Perth Amboy Car Accident Lawyers
Car accidents occur daily throughout New Jersey, and they frequently happen in Perth Amboy as well. An accident can wreak havoc on nearly every aspect of your life and that of your family, especially if there are serious injuries involved. Many experience a lengthy recovery, an inability to work, and mounting bills as a result.
While the state’s no-fault insurance law provides quicker access to benefits, obtaining compensation from the other party can be considerably more complicated.
What Are New Jersey’s Car Accident Laws?
New Jersey follows the comparative negligence law, and it also has no-fault car insurance:
- Comparative negligence: The rule of comparative negligence places a percentage of fault on each driver in an accident, which is used to determine the amount of compensation you will receive. For instance, if you are found to be 20 percent at fault for the accident, then 20 percent will be deducted from the total amount of compensation. In this instance, the maximum allowable compensation you are entitled to would be 80 percent. Under comparative negligence, if you are found to be more than 50 percent responsible for the accident, you are not permitted to seek compensation.
- No-fault insurance: In New Jersey, regardless of who is at fault for an accident, you would file a claim with your insurance company to get compensation for medical expenses and other out-of-pocket costs. However, with no-fault insurance, you cannot collect non-monetary losses. A “Basic” or “Standard” policy will determine if you have a limited right to sue.
In some instances, those who have a “Basic” policy with limited right to sue can still pursue a case against the at-fault driver. If the accident caused the following, the person may still be able to sue:
- Permanent injury or disability.
- Loss of a body part.
- Loss of a fetus.
- Extensive scarring or disfigurement.
- Displaced fractures.
What Accident Losses Could Be Covered?
Car accidents generally impact more than just the drivers involved and often for many years. Accidents with injuries can lead to loss of income and extensive medical bills that can financially devastate whole families. A Perth Amboy car accident lawyer could fight for you to obtain compensation for the following:
- Lost wages: Injuries from car accidents almost always require time off from work for recovery. If your injuries are minor, this may be as little as a few days or weeks. Serious injuries, however, may require extensive medical treatment, hospitalization and rehabilitation that may take months or years of recovery. If the accident leaves you permanently disabled, you may no longer be able to work at all.
- Medical expenses: In every accident involving injuries, medical treatment is always the largest financial expense, and the costs add up quickly. Treatment for serious injuries frequently mount to hundreds of thousands of dollars in mere weeks, including medical transportation services, emergency room care, diagnostic testing, surgery, hospitalization, rehabilitation, in-home care, medications, and much more.
- Property damage: Nearly every car accident results in at least some type of necessary vehicle repair or replacement, plus the cost of towing services and increased insurance premiums.
Filing compensation claims for a car accident can be complex and difficult. You need an experienced legal team in your corner.
Do I Need to Hire a Car Accident Lawyer?
New Jersey does not require you to hire a lawyer following a car accident, though doing so is often much more beneficial than attempting to recover damages on your own. Research studies have shown that hiring a lawyer typically results in compensation three times higher than those without legal representation.
While you can hire an attorney at any point, doing so immediately following the accident is more beneficial and allows your case to be properly investigated from the start. An attorney can do the following:
- Investigate the scene: Car accident attorneys or the firm’s investigator will visit the scene, if possible, or review documents and photos of the scene taken by the police, you, and others. They will focus on factors such as lighting, signage, road conditions at the time, obstacles, and any other element that may have contributed to the accident.
- Interview witnesses: Your attorney will speak with any witnesses identified by the police at the time of the accident or provided by you. This may also include passengers of either car.
- Work with experts: In some cases, attorneys work with experts, such as automotive experts or accident reconstruction specialists, to determine exactly how the accident occurred.
- Compile medical evidence: Injuries from car accidents are extensively detailed in medical records, which also include evaluations and reports from multiple medical professionals. Your attorney will gather all this information and conduct a follow-up if necessary.
- Gather property damage evidence: Similar to medical records, your attorney will compile a comprehensive report on the amount of property damage you incurred and the repair or replacement costs.
- Negotiate with insurance companies: When it comes to receiving compensation for your property damage and injuries, having a skilled attorney with experience negotiating with insurance companies is vital to your success.
- Determine non-economic damages: In addition, you may also be entitled to non-economic damages, such as pain and suffering, mental anguish, and loss of enjoyment of life.
Working with a seasoned Perth Amboy car accident lawyer dramatically increases your ability to receive compensation, and it is always best for your attorney to speak on your behalf. Having legal representation also provides peace of mind.
Perth Amboy Car Accident Lawyers at Mikita & Roccanova Represent Clients Injured in New Jersey Crashes
Our experienced Perth Amboy car accident lawyers at Mikita & Roccanova will assess your accident case and can advocate on your behalf. Call us at 732-705-3363 or contact us online to schedule a free consultation. Located in Hazlet and Highland Park, New Jersey, we serve clients throughout Ocean County, Sussex County, Neptune, Middlesex County, and Pennsylvania.