Old Bridge Car Accident Lawyers

Like many cities in Middlesex County, Old Bridge, New Jersey has its fair share of car accidents. Car accidents that threaten the safety of road users in Old Bridge are in line with the common causes of car accidents throughout the rest of the United States. 

Recovering damages and compensation after a car accident can be a confusing and complex process, which is why it is critical to have an Old Bridge car accident lawyer. If you have been involved in a car accident, an Old Bridge car accident lawyer will determine how much can be obtained, including medical bills, physical therapy and counseling, current and future lost wages, and pain and suffering.

What Are Top Causes of Car Accidents in New Jersey?

The car accidents that cause the most harm are often the most preventable. Listed below are some common driving behaviors that lead to car accidents and actions that qualify as negligence in a personal injury suit:

  • Speeding.
  • Running red lights.
  • Failure to yield.
  • Wrong-way driving.
  • Aggressive driving.
  • Driving while under the influence.
  • Distracted driving.
  • Drowsy driving.

Additional causes of car accidents that involve negligent behavior on the part of parties other than the drivers include:

  • Faulty auto parts.
  • Unclear road signage.
  • Poorly maintained road conditions.

Possible Compensation Following a Car Accident

It is important to remember that different insurance policy claims are often filed after a car accident. This can be a complex process, especially if you need to file multiple types of claims after a car accident. It is advantageous to hire an experienced lawyer who knows the proper procedures after a car accident occurs. This includes requesting all necessary paperwork, filing all possible claims, being aware of the statute of limitations, and understanding all kinds of insurance policy coverage.

Most insurance claims in New Jersey are meant to address only economic losses, meaning only losses that cost the claimant financially. The two instances that constitute financial losses in car accident claims are medical bills and lost income. These two types of losses involve easily calculable costs that directly stem from the accident. 

Compensation for non-economic losses is not available through a New Jersey car insurance claim. Claims of non-economic damages, such as pain and suffering, must be addressed through a third-party personal injury lawsuit, but the states laws have limitations on what circumstances qualify for a claim.

New Jersey is considered a no-fault state. In New Jersey, personal injury protection insurance (PIP coverage) provides immediate funds to cover lost wages and medical bills if you are injured in a motor vehicle accident. PIP insurance is no-fault coverage, which means you are entitled to the benefits regardless of who caused the car accident. In addition to medical expenses, PIP insurance provides some death and disability benefits.

PIP insurance starts paying your medical bills and a percentage of your lost wages quickly after your accident. These benefits cover your out-of-pocket costs from your accident regardless of who caused the crash. 

It is essential to keep in mind that PIP insurance will only reimburse you up to your policy’s limits, which could be lower than the total cost of your medical bills. In that case, you would need to turn to your medical insurance, disability insurance, or the at-fault driver’s liability insurance policy if you were not the cause of the accident. 

Your PIP insurance will also not reimburse your car repairs. It only covers medical expenses and lost wages. You almost always have to file more than one type of claim after being in a car accident in New Jersey.

Why Should I Hire a Car Accident Lawyer?

Filing multiple claims after a car accident can be highly complex. You will need an experienced lawyer who knows the proper procedures for filing the necessary paperwork in a timely fashion to get you the maximum amount of compensation that is possible. After you have been in an accident, you should start thinking about hiring a lawyer as soon as possible. 

Research shows that individuals injured in car accidents who choose to hire a lawyer typically receive three times as much compensation as those who do not have legal representation. Benefits to hiring an experienced lawyer to assist with this kind of legal matter include being assured that the accident site will be properly investigated, police and medical records examined, witnesses interviewed, and experts consulted. 

Hiring a car accident lawyer to take over your case will also allow you to focus on recovering from any physical and emotional trauma. Every time insurance companies, lawyers for other parties, drivers, or representatives request phone contact, your lawyer will handle those calls. Your lawyer will also take care of any necessary correspondence and other paperwork, which can become overwhelming after a car accident, especially when you are severely injured. Additionally, your lawyer will know all the required deadlines and the statute of limitations for filing various claims.

Having an Old Bridge car accident lawyer on your side is vital when compensation is due after any collision. A lawyer can litigate the case, including settlement negotiations or a potential trial. Hiring an experienced lawyer immediately after a car accident helps move the case along as quickly as possible. 

Old Bridge Car Accident Lawyers at Mikita & Roccanova Help Clients Financially Recover From Severe Car Accidents

If you have been injured in a collision, reach out to one of our skilled Old Bridge car accident lawyers at Mikita & Roccanova. Call us today at 732-705-3363 or contact us online to schedule a free consultation. Located in Hazlet and Highland Park, New Jersey, we proudly serve clients in Ocean County, Sussex County, Neptune, Middlesex County, and Pennsylvania.