According to a recent study conducted by the National Traffic Safety Administration, an estimated 2 million people are injured in motor vehicle accidents in the United States each year. And while that may seem like a small percentage of the estimated 214 million licensed drivers in the U.S, the numbers become all too real when […]
By the time you start thinking about bankruptcy you’re probably already in the midst of financial hardship. That kind of hardship can take a serious emotional toll, not to mention its effects on your self-esteem. All that means is that by the time you really need to be thinking about bankruptcy, it’s probably the worst […]
If you’ve lost a job, been through a divorce or are overwhelmed by medical expenses, you may be considering bankruptcy. Depending on your circumstances, you may choose the debt reorganization of Chapter 13 or complete debt forgiveness of Chapter 7 as the most effective option. Either way, there are some things that you should NOT […]
After the real estate collapse in 2008, many homeowners found themselves deep in debt. The terms “underwater” and “bankruptcy” became commonplace, as loan payments became too high to bear and the prices of homes plummeted. As more and more individuals defaulted on their loans, Chapter 13 bankruptcy became a popular option. It includes a key […]
If a police officer pulls a person over under the suspicion that the individual is under the influence of alcohol or drugs, then that individual may be charged with a DUI (Driving Under the Influence) or a DWI (Driving While Impaired). In the state of New Jersey, an officer will typically conduct a field sobriety […]
When you think of the term “attorney”, what comes to mind? Trials? Court? Felonies? In legal situations, most wouldn’t dream of entering a courtroom without a lawyer by his or her side. Yet too often we forget that legal situations aren’t confined to courtroom activities. Adoptions, filing a patent, incorporating a business and drafting a […]
If you’ve been pulled over for a traffic violation – which can include anything from a broken headlight to a DWI – you know how it can result in fines, points, or even jail time. While sometimes the ticket is justified, there are instances in which fighting a ticket based on an extenuating circumstance is […]
It’s finally starting to look like springtime here in New Jersey, and flowers aren’t the only things that bloom at this time of year. Spring is also when the housing market comes to life again as school winds down for the kids and everyone comes out of collective hibernation. With all of the excitement and […]
In 2007 Congress enacted the Mortgage Forgiveness Debt Relief Act with the specific intent of helping homeowners who were underwater on their mortgages. This legislation protected homeowners from incurring taxes on debt forgiven during a short sale. In its latest iteration it was renewed in December of 2015 as H.R. 1002. That’s good news for […]
PIP, which stands for Personal Injury Protection, is the part of your auto insurance policy that covers your medical care in the event of an injury and it can be pivotal in the type and quality of care you receive. But what most people don’t realize is that their PIP benefits are typically inadequate to […]
